Meet

Andy Zook

Founder/Broker

Andy Zook Mortgage Broker Bend Business Networking

Andy Zook

Founder/Broker
541-420-2625

A2Z Home Loans

Bend, OR

Bio

Andy Zook has helped hundreds of Central Oregon families make a well-informed mortgage decision. As a trusted advisor to his clients, Andy believes it is essential that you and your family have accurate, comprehensive, and relevant information to guide your unique mortgage decision to ensure it’s the best for your family.

Andy is not interested in a single transaction, he would rather establish a lifelong relationship with his clients. This type of relationship must be earned. His holistic approach is the key reason the majority of Andy’s business comes from past clients and referral partners who have referred family members, friends, and clients to him. Andy’s Gold Standard is being referred to someone’s mother.

Andy is indeed the “A” and the “Z” in A2Z Home Loans. As the founder, Andy has been a driving force in the Central Oregon lending community for 17 years with an outstanding reputation. He is excited to continue serving his community and referral partners via A2Z Home Loans.

Company

Unlike most traditional banks or mortgage banks that may be limited to their own mortgage products, A2Z Home Loans offers many loan options from multiple lenders. This means you don’t have to shop the internet or talk to several lenders, looking for the right loan option at a competitive rate. Rely on our experience to do this for you. As an independent mortgage broker, with access to multiple lenders, we will find the right loan, at a great rate for your unique circumstances. 

Remarkable Difference

My remarkable differences are: my in depth knowledge from being a top mortgage originator for 17 years, coupled with an empathic customer centric approach to the entire mortgage processes.  

“Andy has been incredible to work with! I started my search for a home in the Central Oregon area about a year ago and my realtor who works with Andy on a regular basis, recommended I get in touch with Andy before I even started putting offers in. I did reach out and Andy has been so helpful from day one. I love asking questions and Andy has always been thrilled to answer my questions or explain anything I didn’t understand. He is very knowledgeable and helped my partner and I see all our  loan options including a renovation loan vs FHA vs conventional loans, etc. He also was an incredible sounding board to help us get creative with how we could qualify for the optimal loan amount given all our credit history and current debts owed with vehicles and student loans. We ended up getting a conventional loan big enough for the house we wanted. The house had previous smokers and we are completely renovating the interior. Andy helped work with us and our realtor to get credits toward our closing costs and keep the most cash in hand so we could do renovations without needing a renovation loan. I couldn’t recommend Andy enough! He definitely tailored his recommendations and help to be on point with our specific needs and challenges. We will most certainly be going to Andy again for future home purchases and would recommend to anyone else looking to buy!”

– Erica Rodriquez

Testimonials

“I recently refinanced a rental property with A2Z Home Loans, and it was an amazing experience thanks entirely to Andy knowing how to get things done and working hard on or behalf. We've used others in the past but non have been as diligent, personable, and determined as Andy. His positive attitude is extraordinary. A2Z Home Loans is the partner we've been looking for. I highly recommend A2Z for Central Oregon mortgages, refinances, and beyond.”

– Ken Clark

“I have trusted Andy for my mortgage needs twice now, and he is phenomenal. Great communication, great attention to detail, friendly and professional, with the experience and expertise to find and secure the best product for your unique situation. I highly recommend Andy to anyone in need of mortgage services!”

– Abby Barnes